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Car Loans

Low Interest Car Loans in Santa Monica

Let the finance team at Volvo of Santa Monica simplify the process of getting a car loan in Santa Monica. With years of experience and a network of lenders, the staff at our Volvo dealership will get you an auto loan you can afford. Start the application process from the comfort of your home by completing our secure and encrypted online finance application form. We will contact you with additional information about your car loan in Santa Monica as soon as we have reviewed your application.

If you would like to know more about car loans and leases visit Volvo of Santa Monica's finance FAQ section, where you will find additional information about loan rates, fees, and monthly payments.

While you are waiting for your finance application to get approved, please browse our Santa Monica dealership's new 2009 volvo and used car inventory. With a variety of vehicles and a knowledgeable sales team, we are confident that we will find the car that is right for you.




 What our Finance Department does for YOU

-Complete required forms and contracts that protect your interests
-Process titles and transfer plates
-File and clear liens
-Keep information private and secure
-Pass along manufacturer information regarding your purchase
-Process taxes and rebates on your purchase
-Keep important records of your vehicle
-Trained staff to carry out laws that protect you
-Maintain professionalism to ensure quality service
-Keep you informed of your rights and obligations
-Check vehicle history, titles, and safety
-Setting industry standards with the highest regard to honesty and ethics


 What to bring for your delivery...

-Title for your trade if lien satisfied
-Insurance carrier/agent information
-Current vehicle registration
-Valid Drivers License
-Down Payment 


 Financial Services

GAP Protection Plans
GAP Protection is available for select finance customers. GAP will pay the difference between loan payoff and insurance settlement if your vehicle is deemed a total loss. If you are putting less than 25% down, GAP is essential!

Invisible Phantom Footprints
Invisible Phantom Footprints protect vehicles in six different areas with permanent tamper resistant labels. The labels are impossible to remove and any attempt will be obvious, alerting law enforcers that the vehicle is stolen property. This innovative system protects your vehicle against theft and provides you with the benefits in the unlikely event it is stolen.

Benefits of this ultimate Anti-Theft Protection include:
$3000
$2500 if your vehicle is stolen and not recovered
$500 if your vehicle is stolen and recovered to reimburse your insurance deductible


Investment Protection

  Extended Service Contract Options:


Volvo Logos - Iron Logo - PMS





Coverage:
Available with terms up to 7 years/100,000 miles

                    Highlights: 24/7 Roadside assistance, Towing, Rental, Trip Interruption, and more.

 



Coverage: Available for all makes & models with terms up to 7 years/100,000 miles.
Highlights: 24/7 Roadside assistance, and more.

 

 Protection Options:


See full size imageOver 90% recovery rate, Device undetectable by thieves, Direct partnership with
Police, 24 hour theft recovery guarantee

 

See full size image

A superior interior & exterior protection

Up to 7 years warranty




 Protects your wheels & tires against road hazards including nails, glass, pot holes, etc...

Up to 5 years & unlimited mileage


Please see our Finance Manager for details!


Alma Pelaez
Finance Director
alma.pelaez@volvoofsantamonica.net

310.264.4932 Office

310.453.1407 Fax


 

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Contact Information

Contact Information

Volvo of Santa Monica

1719 Santa Monica Boulevard

Santa Monica, CA 90404
sales Sales:
800-590-0580
service Service:
800-203-6581
parts Parts:
800-203-6581

Finance FAQ

Check out our online finance FAQ section for important information regarding car lease and loan characteristics.

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Tip!

Loan payments contribute to the eventual ownership of a vehicle, while lease payments apply only to the short-term use of a car.

Tip!

Owning a lease vehicle is possible if purchased outright after the lease period ends.

A typical lease period runs between 24 and 48 months.

Tip!

Three important factors - adjusted capitalized cost, residual value and the money factor - determine the monthly rate of a lease.

Tip!

Closed-end leases set a fixed residual buy price at the beginning of the term, while open-end deals base the final buy price on a vehicle's actual market value at the end of a lease.

Tip!

Pay more money down initially to reduce monthly loan payments. Otherwise, a typical down payment ranges between 10 to 20 percent of the total cost.

Tip!

Many used vehicles require down payments of at least 20 percent and include interest rates between 9 to 10 percent.

Tip!

Lease agreements usually limit mileage from 12,000 to 15,000 miles annually. Beyond these figures, fees in the range of $0.10 to $0.25 per mile begin to accumulate.

If you plan on customizing your vehicle, you need to finance with a loan. Leased vehicles must be returned under factory specification.